Fricano Insurance is totally committed to our clients so with that, we offer only the best Medicareproducts available. Below you will find a brief description of what we carry. Please visit our contact page if you would like to reach us regarding any of our products!
Medicare Supplements
While Medicare Parts A & B cover many of your health care expenses, you're still responsible for some costs, e.g. up to 20% of the total costs not covered by Medicare Part B. To help pay for some of the expenses Medicare doesn't cover, many people purchase a Medicare Supplement Insurance Plan from a private insurance company. The plan can give you the assurance of knowing some or all of your out-of-pocket costs are covered, which could save you money.
You may want to consider a Medicare Supplement Insurance Plan if any of these describe you:
- I want to know that I'm covered for some
of the out-of-pocket expenses not paid by Medicare
- I like having the freedom of going to doctors, specialists, or hospitals
of my choice, without referrals, as long as they accept Medicare
- I travel and want to be covered when I see doctors and visit hospitals at home throughout the U.S.
Medicare Advantage Plans (Part C)
An alternative to receiving your Medicare Parts A & B from the government is to receive them through a private insurance plan called a Medicare Advantage Plan (Part C).
These plans pay for doctor's visits, hospital costs, and may include extra benefits like vision, hearing, dental, and/or health and wellness programs. In many cases, Medicare Advantage Plans include prescription drug coverage, too. Some plans allow you to visit any Medicare-eligible provider, while others have a network of doctors and hospitals.
A Medicare Advantage Plan may be the right choice for you if any of these fit your description:
- I like the idea of having low monthly premiums (some plans may even offer a $0 monthly premium)
- I want one plan that provides a variety of health care services
Note: You must continue to pay your Part B premium and your Part A premium, if you have one. |
